At OnMortgage, we are dedicated to empowering small business owners, contractors, and real estate investors in Miami to achieve their investment goals through tailored loan solutions. We pride ourselves on transparency, offering no upfront or hidden fees, and eliminating the need for tax returns. Founded in 2019 by Michael Schoonover, whose diverse background in the mortgage industry highlighted the limitations of traditional lending, the company redefines access to financing by embracing personalized, flexible lending options. Michael’s commitment to supporting underserved borrowers reflects his belief that lending should consider individual circumstances beyond mere numbers. Beyond business, OnMortgage values community engagement, echoing Michael’s involvement with local initiatives and his ethos of compassionate leadership and client-first service.