Top Debt Collection Agencies

Unpaid invoices that internal reminders cannot shift go to debt collection agencies. These firms take over past-due accounts and recover them through demand letters, calls, skip tracing, payment plans and, when needed, litigation through partner attorneys. Distributors, manufacturers, medical practices, landlords, telecoms and lenders use debt collection services once an account ages past the point where the sales relationship can fix it.

Agencies split into commercial collectors, consumer and medical collectors, and legal recovery firms. Pick the type for your debtors, then compare licensing in the debtor's state or country, the fee schedule, reporting, and how each agency protects your customer relationships.