In 2017, Dean McClelland discovered that his mother and her retired friends were anxious about their finances, fearful that every expense might deplete their limited resources. Motivated to help, he quickly realized that existing financial products were not only overpriced but deliberately complicated, even for someone with his investment banking background. Facing frustration, he encountered the concept of the tontine, a historically popular financial plan. Intrigued, Dean explored modernizing the tontine by integrating finance, mathematics, insurance, technology, and behavioral economics. His efforts led to the creation of the first new tontine in over a century, earning his team awards and influencing pro-tontine legislation globally. Today, The Tontine Trust Fund seeks to revolutionize the traditionally stagnant $100 trillion industry by improving financial security for people worldwide.