Founded nearly a decade ago by seasoned professionals in the payments sector, NOVELPAY has been solidifying its reputation as a leading innovative software company in the Fintech realm. Based in Warsaw with a subsidiary in Paris, NOVELPAY has a presence throughout Europe, serving major European acquirers and numerous international corporate clients. We are the exclusive distributor of PAX Technology in Poland, a company known for its innovation and success with 57 million devices in 120 countries. Our development team boasts the largest R&D facility for PAX Android terminals in Europe, utilizing modern technologies like Kotlin, RxJava, and Retrofit. By merging our developers' expertise with cutting-edge PAX terminals, NOVELPAY provides secure, Android-based payment solutions and value-added services tailored for both large payment organizations and various merchants. Our offerings cater to diverse sectors, including airlines, retail, convenience stores, and the service industry, as well as rapidly expanding unattended markets such as ticketing & vending, electric vehicle charging stations, self-service shops, and autonomous deliveries. As a NEXO member, NOVELPAY continuously creates payment applications that adhere to NEXO specifications. We certified one of the first NEXO IS-compliant applications back in 2016, achieving certification for PAX terminals. In 2021, we furthered our commitment by certifying the "NOVELPAY Nexo POI Payment Application" for unattended PAX terminals in line with NEXO-IS v4.0. We are also proud to have obtained PCI Certification for our self-developed payment application for PAX Android Terminals, having undergone a comprehensive audit per the PA DSS 3.2 standard. The NEXO and PCI DSS certifications awarded to NOVELPAY underscore our adherence to the highest security standards in the design and implementation of our payment applications.