The ID Co.
For The ID Co.
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Overview
10 - 49
Employees
2010
Year Founded
ABOUT THE ID CO.
UK Software Company
The ID Co. (www.theidco.com) assists businesses like lenders in streamlining the customer onboarding process by alleviating challenges related to risk, compliance, fraud, and regulation. Based in Scotland, this global FinTech has been at the forefront of utilizing bank data and Open Banking since 2011. The ID Co. is actively involved in the UK Open Banking initiative and is a founding member of organizations such as FDATA, Innovate Finance, and Open Banking Excellence. It is authorized and regulated by the FCA in the UK as an Account Information Service Provider. Their service, DirectID, addresses essential business challenges, including assessing customer affordability and verifying account information, thus mitigating credit risk. DirectID supports major lenders like Prosper, Marlette, and Amigo, among others. For more details, visit https://directid.theidco.com/.
Languages Spoken
English
HIGHLIGHTS
10 - 49
Employees
2010
Year Founded
Services
Focus
Industries
Clients
Services Provided
25% Custom Web Application Development
25% Managed IT Services
25% BI & Big Data Consulting & SI
25% Business Plan Development
About the Team
OUR STORY
Atto is a company specializing in leveraging transaction data through open banking, enabling individuals and businesses to securely share up to 12 months of their financial transactions. Regulated by the Financial Conduct Authority as an Account Information Service Provider, Atto offers experts who assist with queries ranging from use cases and technical challenges to product demonstrations, including guided customer consent journeys and insights on scores and models. Their services encompass transaction categorization, which contextualizes raw data to understand spending habits, bank account verification through advanced algorithms, and income verification by identifying recurring account credits. By combining regulatory oversight with sophisticated technology, Atto empowers clients to utilize transaction data effectively and confidently in various markets.
Locations
Headquarters
Norloch House, 36 King's Stables Rd, Edinburgh EH1 2EU, UK
Edinburgh, Scotland, United Kingdom EH1 2EU
Headquarters
1390 Market St #200 United States 94102
San Francisco, California, United States 94102