Eastern States Insurance has been addressing the insurance, bonding, and risk management needs of businesses across the United States since 1972. Established by William L. Johnson, the company is now run by his sons, Newton and Oscar Johnson. Many clients choose Eastern States for our reliable and prompt service, which national insurance brokers and direct writers often fail to deliver. Others prefer us as they have outgrown smaller, general-purpose agencies that lack the necessary personnel, underwriting connections, and industry-specific knowledge to meet the unique needs of their sectors. In contrast to larger agencies that expand through acquisitions, our growth stems from an increasing number of clients in our specialized industries. We effectively serve these clients by providing access to the most suitable and cost-efficient risk management solutions. Our dedicated team comprises insurance professionals with a solid track record in servicing, underwriting, pricing, and managing complex commercial coverage. This expertise enables us to tailor insurance programs to fit the unique operations of our clients. Our understanding of both our industry and our clients’ industries allows us to deliver comprehensive insurance and risk management alternatives. We frequently evaluate options such as deductibles, self-insured retentions, and loss-sensitive rating plans. Additionally, we prioritize strategies for risk transfer, whether that involves guiding clients in contractually relocating risk or reducing the contractual liabilities they undertake. We routinely encounter situations related to leased properties, subcontractors, and acquisitions, which require careful scrutiny regarding potential risk transfer.