CRMBC
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Overview
2 - 9
Employees
2017
Year Founded
ABOUT CRMBC
California Restaurant Mutual Benefit Corp (CRMBC)
CRMBC is a self-insured group in California where safety-focused restaurants combine their resources to manage their workers' compensation insurance independently. This approach to insurance serves as an alternative to conventional policies, offering better claims results, enhanced control, and cost efficiencies. Astute restaurant owners choose to self-insure their risks because it consistently delivers superior performance compared to traditional insurance methods over time.
LANGUAGES SPOKEN
English
HIGHLIGHTS
2 - 9
Employees
2017
Year Founded
Services
Focus
Industries
Clients
Services Provided
60% Workers' Compensation Legal Services
40% Insurance Services
About the Team
OUR STORY
CRMBC’s underwriting team is dedicated to safeguarding the financial health of its self-insured group by delivering meticulous risk assessments and fair premium calculations. Administered by The PATH Alliance, with strategic leadership from Chief Underwriting Officer Scott Gaffner, who brings over 27 years of industry expertise, and operational direction from Vice President Zac Laval, the team prioritizes customized solutions tailored to each member’s unique business needs. Their approach emphasizes the evaluation of individual risk profiles to ensure accurate premium setting, focusing on sustainable, long-term cost stability rather than just upfront pricing. With leaders well-versed in insurance, risk management, and client service, CRMBC strives to provide members with predictable, equitable workers’ compensation costs that support ongoing operational success.
