Our company benefits from the extensive expertise of its core team, comprising Mario Padilla, John Russell Barneson, and Tom O'Connor. Mario, a California State University graduate and licensed real estate broker, brings over two decades of banking experience and specializes in hard money loans, having funded upwards of $120 million in such loans throughout California. John Russell, a USC Marshall School of Business alumnus, joined as head of marketing in 2020, enhancing client relations and facilitating loan procurement for real estate professionals, while also actively investing in and managing vacation rental properties. Tom O’Connor, a graduate of the Southern Alberta Institute of Technology, complements the team as a proficient full-stack developer and technical writer, adept at crafting software solutions and