Community Bank System Inc. (NYSE:CBU) is a comprehensive financial institution with over 225 locations throughout New York, Pennsylvania, Vermont, and Massachusetts, where we operate as Community Bank, N.A. With more than $16.2 billion in assets, we are equipped to meet a variety of personal, small business, and commercial financial needs. Since 2012, Community Bank has consistently ranked among the top 15 on Forbes’ Best Banks in America list, reaching as high as No. 3 on two occasions. Founded in 1866, we empower our more than 3,000 employees across 21 states to make local decisions, leveraging the strong personal relationships we build with customers alongside their financial expertise to achieve optimal outcomes. This approach instills confidence in our team’s decision-making and reassures customers that they are interacting with the same individuals they work with regularly. We are dedicated to supporting our communities through financial contributions, fundraising, and volunteer activities, enabling our employees to make a positive impact. From donating to local non-profits to financing the small enterprises that shape a community’s identity, our mission at Community Bank is to enhance the quality of life. We are a Member FDIC and an Equal Housing Lender. Our Diversity Council, consisting of over 100 employees, was established to ensure that everyone feels heard, seen, and welcomed. This initiative aims to cultivate a culture that not only accepts diversity but also cherishes it. For more information, please visit cbna.com/diversity. Other subsidiaries in the Community Bank System Inc. family include: Community Bank Wealth Management, Community Investment Services, Inc., Community Bank Trust Services, The Carta Group, One Group Retirement Advisors, and Nottingham Advisors, Inc. Partners include Benefit Plans Administrative Services, LLC and OneGroup.