1st Commercial Credit is a financial services firm located in Texas, boasting over 20 years of experience in assisting small and mid-sized businesses in obtaining quick and flexible working capital. Based in Austin, with additional offices in Dallas, Houston, and San Antonio, the company has financed over 3,800 clients, amounting to more than $5 billion in funding. Our expertise lies in invoice factoring, purchase order financing, supply chain finance, and asset-based lending. We offer solutions that enhance cash flow, help manage seasonal variations, and enable companies to fulfill supplier orders without depending solely on traditional bank credit. Our diverse clientele includes sectors such as staffing agencies, trucking, manufacturing, construction, healthcare, telecommunications, and distribution. We focus on businesses that experience slow payment cycles or need quick access to funds for growth and expansion. Reasons businesses prefer 1st CC include: - Fast and flexible funding with initial setup completed in 3–5 days. - Accessible solutions with no upfront fees, credit-friendly options, and financing available from as low as $10,000 per month in sales. - Transparent rates featuring competitive factoring fees and clear terms. - Technology-driven services through our MyBizPad platform that streamlines invoice submission and accelerates funding. Founded by Raul Esqueda, who has more than 25 years of experience in receivables financing, 1st Commercial Credit integrates industry expertise, innovative technology, and personalized service to help businesses grow with confidence. Whether you are a startup, a seasonal business, or an established firm, 1st CC offers the resources and knowledge to turn cash flow challenges into opportunities for growth.