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Top Payment Processing Services Companies

Accepting a card at a counter, an online checkout or a recurring invoice payment all run through a payment processor. Payment processing services set up the merchant account, supply terminals or a gateway, route transactions to the card networks, settle funds to your bank and manage chargebacks and fraud screening. Merchants shop for a new processor when fees creep up, when they move online or into new countries, or when a bank declines them as high risk.

Use this page to compare processors by the merchants they actually board, from retail and restaurants to ecommerce and high-risk verticals, and ask each for a full fee schedule before you compare quotes.

How this list is built

We evaluate companies on verified profile data: services, pricing, locations, and portfolio. Client reviews are being collected. We may earn a fee for some placements. How we rank and verify

List of the Best Payment Processing Services Agencies

  1. Merchant StrongHold logo
    Merchant StrongHold
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    Merchant Stronghold is a prominent payment processing firm that provides high-risk merchant accounts and payment solutions for international e-commerce enterprises.

    Highlights

    $1,000+

    Min Project Size

    < $25/hr

    Avg Hourly Rate

    250-999

    Employees

    Malden, Massachusetts, Us

    Services Provided
    100% Payment Processing Services
    AI Summary

    “Merchant Stronghold specializes in high-risk payment processing and merchant accounts, offering tailored international e-commerce payment solutions to support global business operations efficiently.”

  2. Redde Payments logo
    Redde Payments
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    Redde Payments is a provider of merchant services that enables businesses of any size to confidently accept payments. We facilitate payment processing for face-to-face transactions, online sales, payment links, virtual terminals, and invoicing. Regardless of whether you are in a conventional industr

    Highlights

    10-49

    Employees

    Las Vegas, Nevada, Us

    Services Provided
    100% Payment Processing Services
    AI Summary

    “Redde Payments offers comprehensive payment processing solutions, enabling businesses of all sizes and industries to accept payments via multiple channels confidently and securely.”

  3. Payco logo
    Payco
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    Payco is fundamentally a credit card processing firm that emphasizes advanced technology and security measures to lower costs and enhance efficiency. Check out our website for more information.

    Highlights

    2-9

    Employees

    Glendale, California, Us

    Services Provided
    100% Payment Processing Services
    AI Summary

    “Payco is a credit card processing company leveraging advanced technology and security to reduce costs and improve transaction efficiency for its clients.”

  4. Global Payments logo
    Global Payments
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    Global Payments Inc. is a prominent global supplier of payment technology services, offering innovative solutions tailored to meet customer demands worldwide. Our advanced technologies, collaborations, and skilled workforce empower us to deliver a wide array of products and services, enabling our cl

    Highlights

    $1,000+

    Min Project Size

    < $25/hr

    Avg Hourly Rate

    1000-9999

    Employees

    Atlanta, Georgia, Us

    Services Provided
    70% Payment Processing Services
    30% Software Development Services
    AI Summary

    “Global Payments Inc. offers innovative payment technology solutions and services worldwide, enabling clients to accept diverse payment methods across multiple channels and international markets.”

  5. AMP Payment Systems logo
    AMP Payment Systems
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    AMP Payment Systems assesses your small business objectives and provides solutions that extend beyond just payment processing and sales. Our mission is to streamline your operations and make payments easy and cost-effective. Expanding your business shouldn't be overly expensive. After exploring AMP

    Highlights

    $1,000+

    Min Project Size

    50-249

    Employees

    Phoenix, Arizona, Us

    Services Provided
    69% Payment Processing Services
    20% Business Consulting Services
    11% Sales Services
    AI Summary

    “AMP Payment Systems offers comprehensive payment solutions tailored to small businesses, enhancing operational efficiency and cost-effective transactions for seamless business growth.”

  6. eCheckPlan logo
    eCheckPlan
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    eCheckplan is the premier payment facilitator that connects merchants with merchant account providers. We offer reliable, technology-driven payment solutions for large enterprises, small businesses, and financial institutions.

    Highlights

    10-49

    Employees

    Clearwater, Florida, Us

    Services Provided
    70% Payment Processing Services
    30% Retail Services
    AI Summary

    “eCheckPlan is a leading payment facilitator offering technology-driven solutions that connect merchants with account providers, serving enterprises, small businesses, and financial institutions efficiently.”

  7. Zero Fees Processing logo
    Zero Fees Processing
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    Zero Fees Processing is a great option for businesses in diverse sectors. Our service enhances financial efficiency and meets customer demands for transparent and adaptable payment methods, guaranteeing smooth and economical transactions.

    Highlights

    2-9

    Employees

    Services Provided
    70% Payment Processing Services
    30% Financial Advisory & Consulting
    AI Summary

    “Zero Fees Processing offers businesses across sectors efficient, transparent payment solutions that ensure smooth, cost-effective transactions while adapting to diverse customer payment preferences.”

  8. AnchorPay, LLC logo
    AnchorPay, LLC
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    AnchorPay is a payment processing platform that enables businesses to accept credit cards, ACH, and digital payments for online, in-person, and phone transactions. We focus on high-risk and hard-to-place merchants, including those denied or terminated by providers like Stripe, Square, or PayPal. Anc

    Highlights

    $1,000+

    Min Project Size

    $25-49/hr

    Avg Hourly Rate

    2-9

    Employees

    Dallas, Texas, Us

    Services Provided
    69% Payment Processing Services
    16% Retail Services
    15% Compliance Consulting Services
    AI Summary

    “AnchorPay provides reliable payment processing solutions for high-risk and diverse businesses, offering secure, cost-efficient services with personalized support across multiple transaction methods and industries.”

  9. Pay Atlanta logo
    Pay Atlanta
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    Pay Atlanta is a reliable provider of merchant services and payment processing solutions for businesses throughout Atlanta, GA. We focus on secure credit card processing, virtual terminals, POS systems, mobile payment options, and solutions for high-risk merchant accounts. Whether you are a small bu

    Highlights

    10-49

    Employees

    Services Provided
    70% Payment Processing Services
    30% Retail Services
    AI Summary

    “Pay Atlanta offers secure, cost-effective merchant services and payment solutions—including POS systems and high-risk account support—helping Atlanta businesses optimize transactions and growth.”

  10. Clear Charge Solutions logo
    Clear Charge Solutions
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    Clear Charge Solutions is a prominent payment processing firm in the USA, focusing on providing secure and efficient credit card processing for businesses of all sizes. Our all-encompassing merchant payment solutions and card payment systems allow your business to accept credit card payments with ea

    Highlights

    $1,000+

    Min Project Size

    $25-49/hr

    Avg Hourly Rate

    50-249

    Employees

    Services Provided
    70% Payment Processing Services
    30% Retail Services
    AI Summary

    “Clear Charge Solutions is a leading US payment processor offering secure, efficient credit card and merchant payment systems tailored for businesses across various channels and sizes.”

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Buyer's guide

Hiring Payment Processing Services companies

What the work covers, how to judge a partner and what drives the price.

What payment processing companies provide

The core product is a merchant account and the plumbing behind it: underwriting and boarding, card-present terminals or point-of-sale integrations, a payment gateway or hosted checkout for online sales, virtual terminals for phone orders, and settlement of funds to your bank. Many also process ACH, digital wallets, recurring billing and multi-currency payments.

Around that, processors provide fraud tools, tokenization so card data never sits on your systems, PCI DSS compliance support, chargeback management and reporting dashboards. High-risk specialists add rolling reserves, descriptor management and access to acquiring banks that accept categories others decline.

Relationships are ongoing contracts. Onboarding involves an application, underwriting review of your business and processing history, equipment or integration setup, and test transactions before going live.

Chapter 1 of 3
FAQ

Payment Processing Services FAQs

Short answers to what buyers ask before hiring a Payment Processing Services company.

Question not covered? Ask our team

A payment processing company lets a business accept card, ACH and digital wallet payments. It provides the merchant account, terminals or online gateway, routes transactions to the card networks, settles funds to your bank, and handles fraud screening and chargebacks.

Payment processing costs combine card network interchange, the processor's markup and fixed monthly or per-device fees. Most processors on Edverise board merchants with no setup minimum, while enterprise payment programs with custom integration start at $25,000 to $250,000.

A payment processor moves the money between the card networks, banks and your account, while a gateway securely captures card details online and passes them to the processor. Many providers bundle both, but some merchants use a separate gateway to keep flexibility across processors.

Choose a processor that supports your sales channels and industry, and compare quotes on interchange-plus pricing with every fixed fee listed. Check contract length, termination fees, settlement speed, reserves and who handles support when payments are held.

Business services and financial services firms are the largest client groups for processors in this listing, followed by ecommerce, consumer products, legal, marketing and education organizations. Ecommerce merchants and those in high-risk categories most often seek specialist processors.

Payment processing companies on this page are listed in Atlanta, Dallas, Los Angeles, New York, Phoenix and London, among others. Location matters less than whether the processor can acquire in the countries where you sell and offers support during your business hours.

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