ECONOMY DATA INTEGRATOR - economy data and business partner credit worthiness verification system
An advanced database integrator designed for businesses facilitates the assessment and verification of business partners. It provides uniform access to various independent data sources, including general databases (CEiDG, KRS, KNF) as well as credit bureaus, insurers, BIK, and debt records. This solution enables considerable cost optimization related to data acquisition and automated processing. The project began with the development of the Navi Faktoring system for Pragma Faktoring SA—a comprehensive platform for factoring companies. Subsequent development revealed that integrating the credit process with automatic economic data analysis was essential. Previously, data collection was conducted manually from a limited number of sources, taking as long as six hours; hence, there was a need to reduce the workload, accelerate the process, and implement automatic scoring during the approval of factoring limits. The main objectives of Mint Software are: