YourOSHC – Overseas Student Health Care Portal
Microknot created YourOSHC, a cloud-based platform for managing overseas student health insurance. This solution allows brokers to efficiently oversee policies while giving administrators full authority over commissions, account approvals, and policy management. The goal was to build a secure, automated system that simplifies complex processes and enhances operational efficiency for all users.
What We Did: Microknot developed a microservices-based, cloud-native web application featuring a mobile-friendly design for easy access on any device. Brokers can sign up, purchase policies for students, and monitor commissions prior to requesting payouts. Administrators have the ability to approve or deactivate accounts, set commission rates, and manage policy purchases directly. The platform also includes "Buy Now, Pay Later" options, credit systems for specific policies, and automated calculations of policy fees through integrated APIs. The branding and UI/UX were meticulously crafted for clarity, consistency, and user engagement.
Challenges: The project involved handling intricate financial transactions, tracking commissions, and calculating policy details, all while maintaining a simple and intuitive interface. A major challenge was ensuring secure online payments, precise calculations, and smooth workflows for both brokers and administrators. This was effectively tackled with scalable and dependable technology.
Technology Used: The portal utilizes cloud-native microservices, contemporary web frameworks, API integrations, and the Stripe payment gateway for secure online transactions. Throughout the development process, mobile responsiveness, high performance, and strong security measures were prioritized.
Outcome: YourOSHC simplifies the management of health insurance, automates commission and policy processes, and alleviates administrative burdens. Brokers can handle policies with ease, students can access timely policy information, and administrators can efficiently manage the entire system. This scalable, secure, and user-friendly platform solidifies Microknot's position in the industry.