Cetera Financial Group enables the provision of professional financial advice to individuals, families, and corporate retirement plans nationwide. We assist both independent advisors and those affiliated with institutions, as well as tax professionals and investment programs from banks and credit unions, by providing them with unbiased research, regulatory support, technology, tools, and resources necessary to help them and their clients achieve their future aspirations. Our array of distinct firms allows us to tailor our services to meet the unique needs of each advisor and investment program, all while being connected through our unique Advice-Centric Experience™, which enhances the efficiency, transparency, and personal touch of financial insight and advice delivery. The term "Cetera Financial Group" encompasses a network of independent retail firms, including Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (also known as Cetera Financial Institutions or Cetera Investors), Cetera Financial Specialists LLC, and First Allied Securities, Inc. All firms are members of FINRA/SIPC. Individuals associated with Cetera firms can either be Registered Representatives, who provide brokerage services and earn commission-based compensation, Investment Adviser Representatives, who offer investment advisory services for fees based on assets, or both, allowing them to provide a combination of services.