Multi-banking Fintech SaaS for SME's
An ecosystem that seamlessly incorporates all essential services for managing a business includes:
- CRM
- EDI (Document Scanning and Recognition Tool)
- Asset Management
- BI Analytics (data collection and report generation)
- Bookkeeping Software
- Digital Corporate Advisor, offering multi-banking capabilities (handling credit/debit transactions, payments), linking documents to payments, and integrating with bookkeeping systems
- Master data management for multi-banking, implemented via ISO 20022 through EBICS and b-Link (currently under development)
- Management of outgoing/incoming payments from other systems, along with pairing of creditor/debtor invoices and expenses with bank transactions via end-of-day and intraday reports
- Scheduling payments for due dates
- Interfacing with Switzerland's leading bookkeeping software, Abacus, using SOAP for booking documents and payments
- Implementation of a single-sign-on server for other systems ("OpenID Connect," OAuth2, SAML, etc.) to enhance user experience
- Setup and maintenance of the entire ecosystem within Azure Cloud (with plans for using Ansible and Terraform) for development, testing, staging, and production environments
- Integration and unit testing coverage across all platforms, enabling comprehensive process/workflow testing using Playwright
- Multi-tenancy functionality, allowing one user to manage multiple companies and view combined charts and summaries
- Complete real-time balance sheet visibility with over 100 financial KPI calculations
- Ongoing Phase 2 development includes a Bank Advisory UI, Financial Advisory UI, a rule engine based on KPIs, and the ability to establish custom evaluation criteria
- Transition from takeover to full production has been executed.